Moneygate family.
Meet our exceptional team of dedicated professionals. With diverse talents and a shared passion for excellence, we collaborate seamlessly to deliver outstanding solutions. From strategists to developers, designers to support specialists, each member brings expertise and innovation to the table. We pride ourselves on our integrity, creativity, and commitment to making a positive impact in the industry. Together, we're shaping the future.
From the very beginning, we recognized the transformative power of technology in shaping the financial landscape. We envisioned a world where transactions are effortless, secure, and inclusive, and we set out to build a platform that would make this vision a reality. Today, we are proud to see that our dream is becoming a tangible and widespread reality.
Company's founders.
Nicolas Treppides
Founder, Executive Director, CEO
Nicolas is a highly successful entrepreneur, investor and operator specializing in building and scaling companies with his primary focus being technology ventures. Across all projects, his approach emphasizes disciplined growth, strategic timing, and sustainable business models.
After graduating from the University of Manchester in 1999, Nicolas demonstrated his operational acumen by expanding his family's accounting and corporate services firm, launching innovative service lines and building an expansive network across Europe and Asia. Moreover, he also developed a strategic real estate portfolio across premium European markets.
His ability to identify market opportunities and build high-performing teams led to the establishment of Treppides Investments & Holdings in 2010. Through this platform, he has incubated and scaled numerous technology ventures, leveraging his deep understanding of financial technology and hands-on operational experience to guide companies through critical growth phases. His strong relationships with high-net-worth investors, financial institutions, and technology partners have enabled successful ventures in payment systems, digital banking, and enterprise software.
Moneygate, Nicolas's latest venture, exemplifies his approach to value creation. By capitalizing on his corporate sector expertise, as well as his deep understanding of client needs, Nicolas has built a tech-driven payment service provider that has proven highly successful and scalable across various products and markets, demonstrating his ability to translate industry insights into an innovative fintech solution.
Marios Cosma
Co-Founder
Marios is a distinguished business strategist with over 25 years of experience in building and managing successful businesses, both personally and for clients who often evolve into trusted partners. His extensive involvement across diverse industries and sectors, coupled with his visionary leadership, has propelled Treppides Group to exponential growth during his tenure as Managing Partner. Under his guidance, the organization has expanded its operations across multiple geographical regions and diversified its service offerings.
Renowned for his expertise in innovative service development, strategic partnerships, and organizational leadership, Marios possesses an exceptional ability to anticipate and predict market trends. This foresight, combined with his adaptability to evolving circumstances, enables him to craft and execute plans that consistently deliver outstanding results. He excels in identifying and nurturing leadership talent, providing mentorship and coaching that empower individuals to achieve their potential and drive further growth.
Marios’s leadership philosophy extends beyond immediate business success. He is deeply committed to ensuring the sustainability and succession of the organizations he serves. By entrusting senior management with authority and flexibility, he fosters a culture of innovation and embraces diverse management styles, which he believes are essential to long-term success. His collaborative approach emphasizes the value of shared journeys, making success more attainable and meaningful through strong partnerships.
Academically, Marios holds a BA (Hons) in Accounting and Financial Management and an MA in Human Resource Management. He is a Fellow Chartered Accountant (FCA) with professional experience in the UK and Cyprus. Additionally, he serves on the boards of several multinational organizations, contributing strategic insights that drive the achievement of business goals and objectives.
Say hello to our team.
We are a young and energetic team of professionals with passion to share our expertise and work towards a common goal, to provide innovative financial services to our clients.
Costas Papadopoulos
Executive Director
Costas is a strategic business leader with over two decades of experience in business development, financial modeling, and operational management across technology and financial services sectors. His expertise was developed through senior commercial and executive roles, where he drove business growth across multiple European markets while managing complex regulatory requirements and compliance frameworks.
With an MBA from Vanderbilt University and extensive experience in both large organizations and entrepreneurial ventures, Costas brings a unique blend of analytical rigor and strategic vision to his work.
His track record includes successfully driving company growth, leading corporate finance initiatives, and implementing operational efficiencies across diverse business environments while demonstrating particular strength in building efficient, highly effective teams, and developing robust business models.
Costas's comprehensive understanding of financial modeling and business strategy, combined with hands-on operational experience, enables him to drive growth initiatives while maintaining strong governance and risk management practices.
Demetris Theodoulou
Director of Business Development
Demetris is a highly experienced banking professional with over 16 years of expertise in international banking. He specializes in cultivating dynamic, results-driven teams, spearheading business development, and driving growth across diverse markets and product lines.
With a proven track record of navigating complex environments, Demetris consistently delivers strategic solutions that align with business goals and customer needs. His ability to identify new market opportunities, build strategic partnerships, and develop scalable business models has been instrumental in achieving sustained revenue growth and operational efficiency.
Passionate about turning challenges into opportunities, Demetris excels in fostering collaboration and creating meaningful value for stakeholders.
He holds a Bachelor of Science in Economics from the University of Cyprus and an MBA from the Cyprus International Institute of Management (CIIM).
Panayiotis Theodosiou
C.O.OWith over 17 years of experience in the IT industry spanning sectors such as utilities, sports betting, forex, and financial services, Panayiotis has established a strong track record of expertise and innovation. A technology enthusiast at heart, he is dedicated to leveraging cutting-edge solutions to drive business goals, optimize operations, and deliver exceptional client satisfaction.
Stelios Constantinou
C.F.OStelios brings over a decade of expertise in the professional services industry, with a strong foundation in both finance and mathematics. As a distinguished member of the Institute of Chartered Accountants in England and Wales (ICAEW) and the Institute of Certified Public Accountants of Cyprus (ICPAC), he combines professional accreditation with academic excellence. Stelios holds a BSc in Mathematics and an MSc in Financial Mathematics and Computation, showcasing his analytical and quantitative proficiency.
Marilena Peletie
Head of Risk, Alternate AMLCO
Marilena holds an LL.B. from the University of Cyprus and an LL.M. in Banking and Finance Law from UCL. She has extensive experience as a Consultant and Advisor in Risk, Compliance, and Regulatory functions, supporting credit institutions, electronic money institutions, payment institutions, investment firms, and other financial entities. Her expertise includes providing strategic guidance on Anti-Money Laundering (AML) compliance, participating in regulatory audits, and ensuring adherence to relevant legislation.
In addition to her advisory roles, Marilena has served as a Corporate Lawyer in Cyprus and has significant experience preparing licensing applications and documentation for regulatory approvals both locally and internationally.
Fotis Georgalli
AMLCO
With over 10 years of experience in the banking industry, Fotis has held senior-level positions at one of Cyprus’ largest credit institutions and a globally recognized Electronic Money Institution. He brings extensive expertise in banking, with a focus on Anti-Money Laundering (AML) and Counter-Terrorism Financing (CTF) practices, as well as a deep understanding of regulatory compliance requirements.
Fotis holds a Bachelor's Degree in Economics, specializing in International, European, and Economic Studies, from the University of Cyprus, where he was honored with an award from the Central Bank of Cyprus and the Department of Economics. In addition, he holds the Advanced Level Certification from the Cyprus Securities and Exchange Commission (CySEC).
Marinos Gavriel
Head of OperationsWith over 20 years of experience in banking, Marinos combines strategic acumen with a strong customer-centric approach to deliver impactful results. He excels in balancing compliance with operational efficiency, ensuring regulatory adherence while fostering innovation. This dynamic approach has consistently driven institutional growth, enhanced customer satisfaction, and positioned Moneygate at the forefront of the industry.
Elena Panayiotou
Head of Onboarding/Client Relations
With over 17 years of expertise in corporate and wealth-management banking, as well as in the professional services industry, Elena brings a wealth of knowledge and a proven track record of success.
A dedicated and results-driven professional, Elena is equipped with a diverse skill set and strong interpersonal capabilities enabling effective client relationships and impactful solutions.
Always prioritizing the customer, Elena focuses on enhancing the customer experience and driving service excellence, consistently adding value to the business.
Katerina Diakou
Head of Payments & Client Relations
Katerina joined Moneygate with over 10 years of experience managing and overseeing the banking and payment division for a CFD broker across five major regulatory licenses (CySEC, FCA, FSCA, ASIC, FSC).
Her expertise encompasses optimizing transaction flows to ensure seamless and efficient performance across various markets, while navigating complex regulatory environments.
As the industry increasingly shifts toward the FinTech solutions, Katerina brings extensive experience to our technology-driven company, where she contributes to the advancement of innovative payment services and drives meaningful growth and efficiency.
Michalis Pavlou
Payments OfficerMichalis is a highly experienced payment processing professional with over 10 years of expertise in managing high-volume transactions, ensuring efficiency, accuracy, and compliance with regulatory standards. He is adept at implementing streamlined payment solutions, improving operational workflows, and maintaining robust security protocols. Michalis is especially recognized for exceptional attention to detail, strong analytical skills, and a proven track record of delivering reliable financial processing services.
Andreas Philipou
Senior Software Developer
An experienced software engineer with a strong background in banking and software development, Andreas is dedicated to finding innovative solutions to complex challenges. Over the years, he has honed his collaboration and analytical skills, working closely with cross-functional teams to deliver high-performance solutions.
Andreas's expertise in specific knowledge with banking systems allows him to bridge the gap between technology and financial services, ensuring seamless integration and efficiency in every project he undertakes driving innovation which is at the core of Moneygate's values.
Marilyn Haber
Software Developer
Marilyn Haber is a skilled software developer with over two years of experience specializing in .NET and C#. She excels in designing and building scalable, high-performance systems, solving complex technical challenges, and delivering efficient, innovative solutions that meet both user and business needs.
Marilyn is committed to maintaining high standards of code quality and optimizing workflows to enhance productivity. Her expertise is complemented by a Google Project Management certification, enabling her to effectively manage technical projects and achieve impactful results.
As a Women Techmakers Ambassador, Marilyn is passionate about empowering women in technology. She actively mentors aspiring professionals and contributes to the growth and diversity of the tech community.
Driven by curiosity and adaptability, Marilyn thrives in dynamic environments, consistently bringing fresh perspectives to the challenges she tackles.
Theodora Hadjithoma
Onboarding Specialist
Theodora is a seasoned Onboarding Specialist with over 7 years of experience in the payments industry. She holds an LLB from the University of Bristol and a law degree from the University of Cyprus. Throughout her career, Theodora has focused on delivering efficient and seamless onboarding experiences, ensuring clients are fully supported and effectively integrated into the payment industry.
A dedicated team player, Theodora values clear communication, adaptability, and collective growth, always striving to contribute to both the immediate success and long-term objectives of the company. She is eager to apply her expertise and skills to shape the company’s future, driving innovation, continuous improvement, and a customer-centric approach that adds lasting value.
Maria Mouzoura
Finance Officer
With over 5 years of experience in the financial services industry, Maria is a qualified member of the Institute of Chartered Accountants in England and Wales (ICAEW) and the Institute of Certified Public Accountants of Cyprus (ICPAC). She holds the ACA qualification from the ICAEW and a Bachelor of Science in Economics from the University of Reading, UK.
Maria has a proven track record in managing audit engagements at one of the largest auditing firms, alongside extensive expertise in financial planning, reporting, and analysis. Her in-depth knowledge of financial management has consistently driven successful outcomes across various financial operations.